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copumpkin: sorry :)
copumpkin: oh, insured
copumpkin: how would that work? they'd all default at the same time
copumpkin: same way most companies do? :P
copumpkin: mircea_popescu: oh, there might have been competition, but not as much as there might have been if you hadn't tied it up :) since many potential competitors might abstain from participating, just because of the risk, even if they were willing to offer low rates
copumpkin: mircea_popescu: that doesn't mean there was competition
copumpkin: what it ensures, from most people I've spoken to, is very little money offered :P
copumpkin: but regardless, I'm not even going to try if there's a chance my money will get tied up for a period without any earnings on it at all
copumpkin: I'd also be reluctant to call them bonds
copumpkin: what bothers me more about the bonds is how people offering money for lending tie up their money even if mpoe never uses it
copumpkin: I'll let you judge whether it has worked or not :P
copumpkin: including me
copumpkin: EskimoBob: I think several people have tried making that argument to him before :)