160700+ entries in 1.313s

felipelalli: But now, BTCJam simply eliminated the free market where the user could choose its own interest rate (and let it free to investors fund or not), and they automagically calculate the interest rate. With this new rule,
I can get by 3.5% per month. That is not a huge problem for me, actually,
I was using this more like a test. But they simply buried the "service". Even if it was a zombie's forehead shot.
felipelalli: Itaú normal interest rate: 7% PER MONTH. My interest rate in Itaú (because
I am an old client): 4.8%. BTCJam: 2.8%. It makes a huge difference when you calculate the compound interest per year.
☟︎ felipelalli: like a village without bank". You guys forget that
I live in Brazil, shit of country.
felipelalli: right lists, and the right rates.
I really want to understand better why you guys dislike it so much. In my country the interest rates are very high. In my bank, for example,
I can get a loan with 7% per month MIN! APR 125% and in BTCJam
I made some tests and
I could get my first loand with 3% per month (42% APR) and then the second 2.8% (39% APR). The loan is so fucking high in bank that
I can say like mircea_popescu said: "we are
felipelalli: vorandrew: you said "you repay all year just to get max rating" << no, no. The service does not work like that. Actually, if you get too many loans your score can decrease. The score is very bad implemented / executed yet, but it is not SO bad like that. And 660K BTC? Well, they played in TOTAL until today 44K BTC. Total.
I like the idea of P2P lending: it is not the most secure investment ever but at least is fun play choosing the
felipelalli: mircea_popescu: "felipelalli it actually already works like that." << what exactly "works like that"? Sorry,
I couldn't link it. --- And thanks for the links,
I'll read it.
felipelalli: thestringpuller: but "the repayment rate" does not depends (also) on the investor? He can choose the investments he wants to make.
I was being lucky, or
I made good choices.
felipelalli: mircea_popescu: "felipelalli it actually already works like that." << what exactly "works like that"? Sorry,
I couldn't link it. --- And thanks for the links,
I'll read it.
felipelalli: thestringpuller: but "the repayment rate" does not depends (also) on the investor? He can choose the investments he wants to make.
I was being lucky, or
I made good choices.
☟︎ pete_dushenski: one of the trickier conversations to break up,
i admit, but it's a little better now.
pete_dushenski: but as
i said earlier, reading comprehension would be the most valuable for my purposes
pete_dushenski:
i really don't know any other german speakers with whom to converse
☟︎ pete_dushenski: trinque: haha
i actually did a few lessons on there ! back when
i started 'sabbatical'
pete_dushenski: though if
i could add any 4th language, just for reading comprehension even, it'd be german
pete_dushenski: in german,
i have hello, goodbye, sorry, counting to 10, and a few other random words
decimation: asciilifeform:
I know that the german chemical industry was also generally transported to usg
pete_dushenski: if anyone can point me towards interesting work in german,
i'll translate it for cripes sake
pete_dushenski: chemical weapons, v2 rockets, many things
i have still to learn of
pete_dushenski: my digging was more concentration camp focused, but
i guess you bring up a good point that there's was a huge breadth of inquiry at the time
pete_dushenski:
i'm generally curious about the merits of their decade and change of research
☟︎ pete_dushenski: haha what...
i was trying to hunt down some nazi scientific papers last night
trinque: asciilifeform: silos are still there, as far as
I know
trinque: lockheed martins and googles are what
I expect to remain in the ashes
PeterL:
I wonder if google is cacheing the info on servers outside the US, so they could outlast a US collapse?
decimation:
I like moldbug's theory: those 'with a brain' are generally engaged in spending all their time battling each other
trinque:
I don't buy that such overtly, cynically powerful entities have not a single functioning brain within
decimation:
I don't buy that there is a meta-google
trinque: asciilifeform's two govts observation about the US
I think applies to Googles as well
decimation:
I doubt 99% of folks inside google even know/care
☟︎ trinque: quip above about the fall was that
I'm sure inside google it's easy to access all this information, regardless of what levers the external surface has
PeterL:
I used a couple "google groups" for a while, before
I moved up to the bitcoinTalk forum
trinque:
I'm not old enough to have experienced a usenet golden age
decimation: asciilifeform: how do you 'scan and post' a book?
I just fujitsu scansnap
trinque: asciilifeform:
I have long wanted a system where member nodes can all publish wads 'o gpg stuff, peers don't know the contents of the wad, give each-other redundancy
☟︎ decimation: and
I even pay for an IEEE membership w/societies (mostly IEEE papers)
trinque: PeterL: depends on licensing
I guess;
I don't have the bankroll to get into any copyright battles for anyone
nubbins`:
i've downloaded bootlegged concerts, since lost, that
i will never, ever, ever find again
PeterL: asciilifeform:and to the extent it isn't a problem, it is solely because academia is mostly dead as a going concern << and here
I go trying to get back into it :(
PeterL: btw,
I'm a couple days behind in the logs
PeterL: asciilifeform:the same folks who were paying the parasites (
i will not call them publishers, they withhold only - performing not a single one of the traditional functions of a publishing house save the physical printing) - will continue to pay. << what is this "physical printing"? everything is online now
PeterL: so
I applied for grad school today
nubbins`: that's what my iphone said when
i walked into best buy
nubbins`: this is actually the longest
i've ever used the same laptop
nubbins`: maybe
i'll just try stocking up on a full set of spare parts for this late-2008 macbook
nubbins`: haha,
i actually have a laptop w/ coreboot: OLPC XO-1.
trinque: pete_dushenski:
I'm on a lenovo turd currently, do not recommend
nubbins`:
i honestly abhor the idea of a plastic laptop
trinque:
I've seen a system76 in person, seemed like a piece of shit
trinque: asciilifeform tells me there are no trustworthy components with which to re-do the garage build, and
I don't doubt him
trinque:
I admire the way the company got started; someone needs to do *that* again
decimation:
I recently heard an argument that apple's only recourse to 'grow' its revenue stream is to sell super-luxury goods
nubbins`: *
i* won't buy it, but since when does the market cater to rational actors?
☟︎ trinque: nubbins`: heh,
I tend to argue the contrary
trinque: or at least years ago when
I did this
decimation: now, perhaps
I was just unaware of the proper method of 'unsigning' someone else's code, but it wasn't an obvious feature if it existed
decimation: Xcode insisted that
I required a paid apple developer account before
I could consider such a thing, it appears
decimation: the developer in question had already made a deal with apple to publish the app apparently.
I couldn't even compile my own version unsigned for my own personal use
☟︎ decimation: asciilifeform:
I tried to compile an 'open source' app using the osx devel tool once
nubbins`: anyone have a suggestion as to where
i start figuring out *which* file/directory it can't find?
nubbins`: asciilifeform some synths
i have can be reflashed modem-style via audio jack
mircea_popescu: asciilifeform:
i'll build for apple shortly after
i build for 'super nintendo' << ahahaha. nintendo!