asciilifeform: is wotless rando still in first place ?
asciilifeform: 'The Education Department has assembled a “behavioral sciences unit” to study the psychology of borrowers and why they don’t repay. “We obviously have not cracked that nut but we want to keep working on it,” said Ted Mitchell, the Education Department’s undersecretary. He said many defaulted borrowers dropped out of school and are underemployed.'
asciilifeform: '... The picture has improved slightly from a year earlier, when the nonpayment rate was 46%, but that progress largely reflected a surge in Americans entering a program for distressed borrowers to lower their payments.'
asciilifeform: 'More than 40% of Americans who borrowed from the government’s main student-loan program aren’t making payments or are behind on more than $200 billion owed, raising worries that millions of them may never repay.'
asciilifeform: and ftr i don't much care why he did what he did, terry davis wrote quasi-sane os because the devil personally ordered him to in his sleep